The median home in Buffalo, New York is valued at $229,957, up 3.8% year over year. Typical monthly rent is $1,373, producing a price-to-rent ratio of 14x — below the national average of 18x. Buffalo is part of the Buffalo-Cheektowaga, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$229,957

+3.8%

Rent$1,373/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Buffalo.

Income (annual)

Down Payment

$45,991 on $229,957

Example: $75,000 household income. Change it above to see your own.

Affordable26.3% of income

Under the 28% guideline.

PITI$1,642

P/I26.3%

Afford$245K

Room+$15K

P&I $1,163Tax $330Ins $150

Renting $269/mo cheaper ($1,373 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Buffalo with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Buffalo-Cheektowaga, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Buffalo-Cheektowaga, NY metro.

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Buffalo, NY