City

CAROGA LAKE, NY

Gloversville, NY

Median home value: $221K (+6.2% YoY). Part of Gloversville, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Gloversville, NY metro page.

Home Value$221,342
+6.2%
AFFORDABILITY

Enter your income for Caroga Lake.

$44,268 on $221,342
Affordable — 24.5% of income

Under the 28% guideline.

PITI$1,529
P/I24.5%
Afford$253K
Room+$32K
P&I $1,062Tax $317Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Caroga Lake Housing Market | CrashWatch