City

CENTEREACH, NY

New York-Newark-Jersey City, NY-NJ-PA

Median home value: $625K (+5.0% YoY). Rent: $3,878/mo. Price-to-rent: 13.4x. Part of New York-Newark-Jersey City, NY-NJ-PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.

Home Value$625,297
+5.0%
Rent$3,878/mo
AFFORDABILITY

Enter your income for Centereach.

$125,059 on $625,297
Out of reach — 64.7% of income

Need $173,357/yr to afford.

PITI$4,045
P/I64.7%
Afford$271K
Gap-$355K
P&I $2,999Tax $896Ins $150
Renting $167/mo cheaper ($3,878 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Centereach Housing Market | CrashWatch