The median home in Central Valley, New York is valued at $541,774, up 1.4% year over year. Central Valley is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Poughkeepsie-Newburgh-Middletown, NY stress score, crash risk, and 12-month forecast →
Home Value$541,774
+1.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Central Valley.
$108,355 on $541,774
Out of reach — 58.7% of income
Need $157,114/yr to afford.
PITI$3,666
P/I58.7%
Afford$259K
Gap-$283K
P&I $2,740Tax $777Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Poughkeepsie-Newburgh-Middletown, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.
View Poughkeepsie-Newburgh-Middletown, NY metro →