The median home in Central Valley, New York is valued at $541,774, up 1.4% year over year. Central Valley is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$541,774

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Central Valley.

Income (annual)

Down Payment

$108,355 on $541,774

Example: $75,000 household income. Change it above to see your own.

Out of reach58.7% of income

Need $157,114/yr to afford.

PITI$3,666

P/I58.7%

Afford$259K

Gap-$283K

P&I $2,740Tax $777Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Central Valley with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Poughkeepsie-Newburgh-Middletown, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.

View Poughkeepsie-Newburgh-Middletown, NY metro

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Central Valley, NY