The median home in Chadwicks, New York is valued at $185,288, up 12.2% year over year. Chadwicks is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$185,288

+12.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$37,058 on $185,288

Example: $75,000 household income. Change it above to see your own.

Affordable21.6% of income

Under the 28% guideline.

PITI$1,352

P/I21.6%

Afford$240K

Room+$55K

P&I $937Tax $266Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Chadwicks with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Utica-Rome, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.

View Utica-Rome, NY metro

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Chadwicks, NY