The median home in Chadwicks, New York is valued at $185,288, up 12.2% year over year. Chadwicks is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Utica-Rome, NY stress score, crash risk, and 12-month forecast →

Home Value$185,288

+12.2%

AFFORDABILITY

Enter your income for Chadwicks.

Income (annual)

Down Payment

$37,058 on $185,288

Affordable — 21.6% of income

Under the 28% guideline.

PITI$1,352

P/I21.6%

Afford$240K

Room+$55K

P&I $937Tax $266Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Chadwicks with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Utica-Rome, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.

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CHADWICKS, NY