City

CHADWICKS, NY

Utica-Rome, NY

Median home value: $185K (+12.2% YoY). Part of Utica-Rome, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Utica-Rome, NY metro page.

Home Value$185,288
+12.2%
AFFORDABILITY

Enter your income for Chadwicks.

$37,058 on $185,288
Affordable — 20.9% of income

Under the 28% guideline.

PITI$1,304
P/I20.9%
Afford$249K
Room+$63K
P&I $889Tax $266Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Chadwicks Housing Market | CrashWatch