The median home in Champlain, New York is valued at $187,222, up 4.7% year over year. Champlain is part of the Plattsburgh, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$187,222

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Champlain.

Income (annual)

Down Payment

$37,444 on $187,222

Example: $75,000 household income. Change it above to see your own.

Affordable21.8% of income

Under the 28% guideline.

PITI$1,365

P/I21.8%

Afford$240K

Room+$53K

P&I $947Tax $268Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Champlain with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Plattsburgh, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Plattsburgh, NY metro.

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Champlain, NY