The median home in Chatham, New York is valued at $495,439, up 3.3% year over year. Chatham is part of the Hudson, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$495,439

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Chatham.

Income (annual)

Down Payment

$99,088 on $495,439

Example: $75,000 household income. Change it above to see your own.

Out of reach53.8% of income

Need $144,214/yr to afford.

PITI$3,365

P/I53.8%

Afford$258K

Gap-$238K

P&I $2,505Tax $710Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Chatham with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Hudson, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hudson, NY metro.

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Chatham, NY