City

CHEMUNG, NY

Elmira, NY

Median home value: $153K (+2.3% YoY). Part of Elmira, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Elmira, NY metro page.

Home Value$152,872
+2.3%
AFFORDABILITY

Enter your income for Chemung.

$30,574 on $152,872
Affordable — 17.6% of income

Under the 28% guideline.

PITI$1,102
P/I17.6%
Afford$243K
Room+$90K
P&I $733Tax $219Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Chemung Housing Market | CrashWatch