City

CLAYVILLE, NY

Utica-Rome, NY

The median home in Clayville, New York is valued at $221,053, up 7.6% year over year. Clayville is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$221,053
+7.6%
AFFORDABILITY

Enter your income for Clayville.

$44,211 on $221,053
Affordable — 25.4% of income

Under the 28% guideline.

PITI$1,585
P/I25.4%
Afford$244K
Room+$23K
P&I $1,118Tax $317Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Full Utica-Rome, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.

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