City

CLAYVILLE, NY

Utica-Rome, NY

Median home value: $221K (+7.6% YoY). Part of Utica-Rome, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Utica-Rome, NY metro page.

Home Value$221,053
+7.6%
AFFORDABILITY

Enter your income for Clayville.

$44,211 on $221,053
Affordable — 24.4% of income

Under the 28% guideline.

PITI$1,527
P/I24.4%
Afford$253K
Room+$32K
P&I $1,060Tax $317Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Clayville Housing Market | CrashWatch