City

CLEVELAND, NY

Utica-Rome, NY

Median home value: $226K (+5.5% YoY). Part of Utica-Rome, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Utica-Rome, NY metro page.

Home Value$225,793
+5.5%
AFFORDABILITY

Enter your income for Cleveland.

$45,159 on $225,793
Affordable — 24.9% of income

Under the 28% guideline.

PITI$1,557
P/I24.9%
Afford$254K
Room+$28K
P&I $1,083Tax $324Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Cleveland Housing Market | CrashWatch