The median home in Cohoes, New York is valued at $321,544, up 2.5% year over year. Typical monthly rent is $1,863, producing a price-to-rent ratio of 14.4x — below the national average of 18x. Cohoes is part of the Albany-Schenectady-Troy, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$321,544

+2.5%

Rent$1,863/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Cohoes.

Income (annual)

Down Payment

$64,309 on $321,544

Example: $75,000 household income. Change it above to see your own.

Stretch35.8% of income

Above 28% but manageable with cuts.

PITI$2,237

P/I35.8%

Afford$252K

Gap-$70K

P&I $1,626Tax $461Ins $150

Renting $374/mo cheaper ($1,863 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Cohoes with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Albany-Schenectady-Troy, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albany-Schenectady-Troy, NY metro.

View Albany-Schenectady-Troy, NY metro

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Cohoes, NY