The median home in Cold Brook, New York is valued at $159,562, up 1.8% year over year. Cold Brook is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$159,562

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Cold Brook.

Income (annual)

Down Payment

$31,912 on $159,562

Example: $75,000 household income. Change it above to see your own.

Affordable19% of income

Under the 28% guideline.

PITI$1,186

P/I19%

Afford$235K

Room+$76K

P&I $807Tax $229Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Cold Brook with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Utica-Rome, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.

View Utica-Rome, NY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Cold Brook, NY