Median home value: $160K (+1.8% YoY). Part of Utica-Rome, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Utica-Rome, NY metro page.
Home Value$159,562
+1.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Cold Brook.
$31,912 on $159,562
Affordable — 18.3% of income
Under the 28% guideline.
PITI$1,144
P/I18.3%
Afford$244K
Room+$85K
P&I $765Tax $229Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing