The median home in Cold Spring, New York is valued at $689,160, up 1.9% year over year. Cold Spring is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →
Home Value$689,160
+1.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Cold Spring.
$137,832 on $689,160
Out of reach — 74% of income
Need $198,129/yr to afford.
PITI$4,623
P/I74%
Afford$261K
Gap-$428K
P&I $3,485Tax $988Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New York
Compare Cold Spring with other housing markets across New York.
Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
View New York-Newark-Jersey City, NY-NJ-PA metro →