The median home in Cooperstown, New York is valued at $365,723, down 0.1% year over year. Cooperstown is part of the Oneonta, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$365,723

-0.1%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$73,145 on $365,723

Example: $75,000 household income. Change it above to see your own.

Out of reach40.4% of income

Need $108,129/yr to afford.

PITI$2,523

P/I40.4%

Afford$254K

Gap-$112K

P&I $1,849Tax $524Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Cooperstown with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Oneonta, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oneonta, NY metro.

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Cooperstown, NY