The median home in Cooperstown, New York is valued at $365,723, down 0.1% year over year. Cooperstown is part of the Oneonta, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Oneonta, NY stress score, crash risk, and 12-month forecast →

Home Value$365,723

-0.1%

AFFORDABILITY

Enter your income for Cooperstown.

Income (annual)

Down Payment

$73,145 on $365,723

Out of reach — 40.4% of income

Need $108,129/yr to afford.

PITI$2,523

P/I40.4%

Afford$254K

Gap-$112K

P&I $1,849Tax $524Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Cooperstown with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Oneonta, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oneonta, NY metro.

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COOPERSTOWN, NY