City

CORTLAND, NY

Cortland, NY

Median home value: $192K (+5.4% YoY). Rent: $1,152/mo. Price-to-rent: 13.9x. Part of Cortland, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Cortland, NY metro page.

Home Value$191,743
+5.4%
Rent$1,152/mo
AFFORDABILITY

Enter your income for Cortland.

$38,349 on $191,743
Affordable — 21.5% of income

Under the 28% guideline.

PITI$1,345
P/I21.5%
Afford$249K
Room+$58K
P&I $920Tax $275Ins $150
Renting $193/mo cheaper ($1,152 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Cortland Housing Market | CrashWatch