The median home in Cutchogue, New York is valued at $1,183,071, up 5.1% year over year. Cutchogue is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,183,071

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Cutchogue.

Income (annual)

Down Payment

$236,614 on $1,183,071

Example: $75,000 household income. Change it above to see your own.

Out of reach125.2% of income

Need $335,486/yr to afford.

PITI$7,828

P/I125.2%

Afford$264K

Gap-$919K

P&I $5,982Tax $1,696Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Cutchogue with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Cutchogue, NY