City

ELBA, NY

Batavia, NY

Median home value: $190K (-3.4% YoY). Part of Batavia, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Batavia, NY metro page.

Home Value$190,457
-3.4%
AFFORDABILITY

Enter your income for Elba.

$38,091 on $190,457
Affordable — 21.4% of income

Under the 28% guideline.

PITI$1,336
P/I21.4%
Afford$249K
Room+$59K
P&I $914Tax $273Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Elba Housing Market | CrashWatch