The median home in Elba, New York is valued at $190,457, down 3.4% year over year. Elba is part of the Batavia, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Batavia, NY stress score, crash risk, and 12-month forecast →

Home Value$190,457

-3.4%

AFFORDABILITY

Enter your income for Elba.

Income (annual)

Down Payment

$38,091 on $190,457

Affordable — 22.2% of income

Under the 28% guideline.

PITI$1,386

P/I22.2%

Afford$240K

Room+$50K

P&I $963Tax $273Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Elba with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Batavia, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Batavia, NY metro.

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ELBA, NY