The median home in Endicott, New York is valued at $188,731, up 4.3% year over year. Typical monthly rent is $1,229, producing a price-to-rent ratio of 12.8x — below the national average of 18x. Endicott is part of the Binghamton, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$188,731
+4.3%
Rent$1,229/mo
AFFORDABILITYRenting $146/mo cheaper ($1,229 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Endicott.
$37,746 on $188,731
Affordable — 22% of income
Under the 28% guideline.
PITI$1,375
P/I22%
Afford$240K
Room+$51K
P&I $954Tax $271Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Binghamton, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Binghamton, NY metro.
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