The median home in Endicott, New York is valued at $188,731, up 4.3% year over year. Typical monthly rent is $1,229, producing a price-to-rent ratio of 12.8x — below the national average of 18x. Endicott is part of the Binghamton, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$188,731

+4.3%

Rent$1,229/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Endicott.

Income (annual)

Down Payment

$37,746 on $188,731

Example: $75,000 household income. Change it above to see your own.

Affordable22% of income

Under the 28% guideline.

PITI$1,375

P/I22%

Afford$240K

Room+$51K

P&I $954Tax $271Ins $150

Renting $146/mo cheaper ($1,229 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Endicott with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Binghamton, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Binghamton, NY metro.

View Binghamton, NY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Endicott, NY