The median home in Farmingdale, New York is valued at $697,258, up 4.2% year over year. Typical monthly rent is $2,712, producing a price-to-rent ratio of 21.4x — well above the national average of 18x. Farmingdale is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$697,258
+4.2%
Rent$2,712/mo
AFFORDABILITYRenting $1,963/mo cheaper ($2,712 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Farmingdale.
$139,452 on $697,258
Out of reach — 74.8% of income
Need $200,357/yr to afford.
PITI$4,675
P/I74.8%
Afford$261K
Gap-$436K
P&I $3,526Tax $999Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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