The median home in Farmingdale, New York is valued at $697,258, up 4.2% year over year. Typical monthly rent is $2,712, producing a price-to-rent ratio of 21.4x — well above the national average of 18x. Farmingdale is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$697,258

+4.2%

Rent$2,712/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Farmingdale.

Income (annual)

Down Payment

$139,452 on $697,258

Example: $75,000 household income. Change it above to see your own.

Out of reach74.8% of income

Need $200,357/yr to afford.

PITI$4,675

P/I74.8%

Afford$261K

Gap-$436K

P&I $3,526Tax $999Ins $150

Renting $1,963/mo cheaper ($2,712 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Farmingdale with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

View New York-Newark-Jersey City, NY-NJ-PA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Farmingdale, NY