The median home in Farmingville, New York is valued at $624,490, up 4.9% year over year. Typical monthly rent is $4,078, producing a price-to-rent ratio of 12.8x — below the national average of 18x. Farmingville is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$624,490

+4.9%

Rent$4,078/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$124,898 on $624,490

Example: $75,000 household income. Change it above to see your own.

Out of reach67.2% of income

Need $180,129/yr to afford.

PITI$4,203

P/I67.2%

Afford$260K

Gap-$364K

P&I $3,158Tax $895Ins $150

Renting $125/mo cheaper ($4,078 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Farmingville with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

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Farmingville, NY