Median home value: $1294K (+8.1% YoY). Rent: $5,136/mo. Price-to-rent: 21.0x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$1,294,333
+8.1%
Rent$5,136/mo
AFFORDABILITYRenting $3,077/mo cheaper ($5,136 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Garden City.
$258,867 on $1,294,333
Out of reach — 131.4% of income
Need $351,986/yr to afford.
PITI$8,213
P/I131.4%
Afford$276K
Gap-$1019K
P&I $6,208Tax $1,855Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing