City

GILBERTSVILLE, NY

Oneonta, NY

The median home in Gilbertsville, New York is valued at $179,229, down 5.2% year over year. Gilbertsville is part of the Oneonta, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$179,229
-5.2%
AFFORDABILITY

Enter your income for Gilbertsville.

$35,846 on $179,229
Affordable — 21% of income

Under the 28% guideline.

PITI$1,313
P/I21%
Afford$239K
Room+$60K
P&I $906Tax $257Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Oneonta, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oneonta, NY metro.

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