The median home in Gilbertsville, New York is valued at $179,229, down 5.2% year over year. Gilbertsville is part of the Oneonta, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$179,229

-5.2%

Prices falling — better for buyers.

Affordability

Enter your income for Gilbertsville.

Income (annual)

Down Payment

$35,846 on $179,229

Example: $75,000 household income. Change it above to see your own.

Affordable21% of income

Under the 28% guideline.

PITI$1,313

P/I21%

Afford$239K

Room+$60K

P&I $906Tax $257Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Gilbertsville with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Oneonta, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oneonta, NY metro.

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Gilbertsville, NY