The median home in Gilgo-Oak Beach-Captree, New York is valued at $777,019, down 2.5% year over year. Gilgo-Oak Beach-Captree is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$777,019

-2.5%

Prices falling — better for buyers.

Affordability

Enter your income for Gilgo-Oak Beach-Captree.

Income (annual)

Down Payment

$155,404 on $777,019

Example: $75,000 household income. Change it above to see your own.

Out of reach83.1% of income

Need $222,557/yr to afford.

PITI$5,193

P/I83.1%

Afford$262K

Gap-$515K

P&I $3,929Tax $1,114Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Gilgo-Oak Beach-Captree with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Gilgo-Oak Beach-Captree, NY