The median home in Gouverneur, New York is valued at $123,765, up 3.8% year over year. Gouverneur is part of the Ogdensburg-Massena, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$123,765

+3.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Gouverneur.

Income (annual)

Down Payment

$24,753 on $123,765

Example: $75,000 household income. Change it above to see your own.

Affordable15.2% of income

Under the 28% guideline.

PITI$953

P/I15.2%

Afford$227K

Room+$104K

P&I $626Tax $177Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Gouverneur with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Ogdensburg-Massena, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ogdensburg-Massena, NY metro.

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Gouverneur, NY