The median home in Hagaman, New York is valued at $260,516, up 2.8% year over year. Hagaman is part of the Albany-Schenectady-Troy, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$260,516

+2.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$52,103 on $260,516

Example: $75,000 household income. Change it above to see your own.

Stretch29.5% of income

Above 28% but manageable with cuts.

PITI$1,841

P/I29.5%

Afford$248K

Gap-$13K

P&I $1,317Tax $373Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Hagaman with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Albany-Schenectady-Troy, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albany-Schenectady-Troy, NY metro.

View Albany-Schenectady-Troy, NY metro

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Hagaman, NY