Median home value: $261K (+2.8% YoY). Part of Albany-Schenectady-Troy, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$260,516
+2.8%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Hagaman.
$52,103 on $260,516
Stretch — 28.4% of income
Above 28% but manageable with cuts.
PITI$1,773
P/I28.4%
Afford$257K
Gap-$3K
P&I $1,250Tax $373Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing