City

HAMMOND, NY

Ogdensburg-Massena, NY

Median home value: $163K (+3.3% YoY). Part of Ogdensburg-Massena, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Ogdensburg-Massena, NY metro page.

Home Value$163,006
+3.3%
AFFORDABILITY

Enter your income for Hammond.

$32,601 on $163,006
Affordable — 18.6% of income

Under the 28% guideline.

PITI$1,165
P/I18.6%
Afford$245K
Room+$82K
P&I $782Tax $234Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Hammond Housing Market | CrashWatch