The median home in Hampton Bays, New York is valued at $911,006, up 4.7% year over year. Typical monthly rent is $9,990, producing a price-to-rent ratio of 7.6x — below the national average of 18x. Hampton Bays is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$911,006
+4.7%
Rent$9,990/mo
AFFORDABILITYBuying $3,928/mo cheaper ($9,990 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Hampton Bays.
$182,201 on $911,006
Out of reach — 97% of income
Need $259,800/yr to afford.
PITI$6,062
P/I97%
Afford$263K
Gap-$648K
P&I $4,607Tax $1,306Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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