The median home in Hempstead, New York is valued at $619,722, up 3.5% year over year. Typical monthly rent is $3,631, producing a price-to-rent ratio of 14.2x — below the national average of 18x. Hempstead is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$619,722

+3.5%

Rent$3,631/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Hempstead.

Income (annual)

Down Payment

$123,944 on $619,722

Example: $75,000 household income. Change it above to see your own.

Out of reach66.8% of income

Need $178,800/yr to afford.

PITI$4,172

P/I66.8%

Afford$260K

Gap-$360K

P&I $3,134Tax $888Ins $150

Renting $541/mo cheaper ($3,631 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Hempstead with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Hempstead, NY