The median home in Holland Patent, New York is valued at $260,739, up 3.2% year over year. Holland Patent is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$260,739
+3.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Holland Patent.
$52,148 on $260,739
Stretch — 29.5% of income
Above 28% but manageable with cuts.
PITI$1,842
P/I29.5%
Afford$248K
Gap-$13K
P&I $1,318Tax $374Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Utica-Rome, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.
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