Median home value: $619K (+4.6% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.
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Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$619,295
+4.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Holtsville.
$123,859 on $619,295
Out of reach — 64.1% of income
Need $171,771/yr to afford.
PITI$4,008
P/I64.1%
Afford$270K
Gap-$349K
P&I $2,970Tax $888Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing