The median home in Holtsville, New York is valued at $619,295, up 4.6% year over year. Holtsville is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$619,295

+4.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$123,859 on $619,295

Example: $75,000 household income. Change it above to see your own.

Out of reach66.7% of income

Need $178,671/yr to afford.

PITI$4,169

P/I66.7%

Afford$260K

Gap-$359K

P&I $3,131Tax $888Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Holtsville with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Holtsville, NY