City

HORSEHEADS, NY

Elmira, NY

Median home value: $207K (+2.2% YoY). Part of Elmira, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Elmira, NY metro page.

Home Value$206,716
+2.2%
AFFORDABILITY

Enter your income for Horseheads.

$41,343 on $206,716
Affordable — 23% of income

Under the 28% guideline.

PITI$1,438
P/I23%
Afford$252K
Room+$45K
P&I $991Tax $296Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Horseheads Housing Market | CrashWatch