The median home in Horseheads, New York is valued at $206,716, up 2.2% year over year. Horseheads is part of the Elmira, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$206,716

+2.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$41,343 on $206,716

Example: $75,000 household income. Change it above to see your own.

Affordable23.9% of income

Under the 28% guideline.

PITI$1,492

P/I23.9%

Afford$242K

Room+$36K

P&I $1,045Tax $296Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Horseheads with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Elmira, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Elmira, NY metro.

View Elmira, NY metro

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Horseheads, NY