City

HOUGHTON, NY

The median home in Houghton, New York is valued at $184,942, up 3.9% year over year.

Home Value$184,942
+3.9%
AFFORDABILITY

Enter your income for Houghton.

$36,988 on $184,942
Affordable — 21.6% of income

Under the 28% guideline.

PITI$1,350
P/I21.6%
Afford$240K
Room+$55K
P&I $935Tax $265Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing