Median home value: $185K (+3.9% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$184,942
+3.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Houghton.
$36,988 on $184,942
Affordable — 20.8% of income
Under the 28% guideline.
PITI$1,302
P/I20.8%
Afford$249K
Room+$64K
P&I $887Tax $265Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing