The median home in Irvington, New York is valued at $1,212,043, up 9.3% year over year. Typical monthly rent is $3,112, producing a price-to-rent ratio of 32.5x — well above the national average of 18x. Irvington is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,212,043
+9.3%
Rent$3,112/mo
AFFORDABILITYRenting $4,904/mo cheaper ($3,112 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Irvington.
$242,409 on $1,212,043
Out of reach — 128.3% of income
Need $343,543/yr to afford.
PITI$8,016
P/I128.3%
Afford$265K
Gap-$947K
P&I $6,129Tax $1,737Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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