The median home in Johnson City, New York is valued at $152,271, up 4.0% year over year. Typical monthly rent is $1,207, producing a price-to-rent ratio of 10.5x — below the national average of 18x. Johnson City is part of the Binghamton, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$152,271
+4.0%
Rent$1,207/mo
AFFORDABILITYBuying $69/mo cheaper ($1,207 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Johnson City.
$30,454 on $152,271
Affordable — 18.2% of income
Under the 28% guideline.
PITI$1,138
P/I18.2%
Afford$234K
Room+$82K
P&I $770Tax $218Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Binghamton, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Binghamton, NY metro.
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