The median home in Johnstown, New York is valued at $187,509, up 0.9% year over year. Johnstown is part of the Gloversville, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$187,509

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Johnstown.

Income (annual)

Down Payment

$37,502 on $187,509

Example: $75,000 household income. Change it above to see your own.

Affordable21.9% of income

Under the 28% guideline.

PITI$1,367

P/I21.9%

Afford$240K

Room+$53K

P&I $948Tax $269Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Johnstown with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Gloversville, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gloversville, NY metro.

View Gloversville, NY metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Johnstown, NY