The median home in Kirkwood, New York is valued at $171,278, down 1.2% year over year. Kirkwood is part of the Binghamton, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$171,278
-1.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Kirkwood.
$34,256 on $171,278
Affordable — 20.2% of income
Under the 28% guideline.
PITI$1,262
P/I20.2%
Afford$238K
Room+$66K
P&I $866Tax $245Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Binghamton, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Binghamton, NY metro.
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