The median home in Larchmont, New York is valued at $1,610,447, up 11.3% year over year. Typical monthly rent is $4,375, producing a price-to-rent ratio of 30.7x — well above the national average of 18x. Larchmont is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,610,447

+11.3%

Rent$4,375/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Larchmont.

Income (annual)

Down Payment

$322,089 on $1,610,447

Example: $75,000 household income. Change it above to see your own.

Out of reach169.6% of income

Need $454,371/yr to afford.

PITI$10,602

P/I169.6%

Afford$266K

Gap-$1.34M

P&I $8,143Tax $2,308Ins $150

Renting $6,227/mo cheaper ($4,375 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Larchmont with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Larchmont, NY