The median home in Larchmont, New York is valued at $1,610,447, up 11.3% year over year. Typical monthly rent is $4,375, producing a price-to-rent ratio of 30.7x — well above the national average of 18x. Larchmont is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,610,447
+11.3%
Rent$4,375/mo
AFFORDABILITYRenting $6,227/mo cheaper ($4,375 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Larchmont.
$322,089 on $1,610,447
Out of reach — 169.6% of income
Need $454,371/yr to afford.
PITI$10,602
P/I169.6%
Afford$266K
Gap-$1345K
P&I $8,143Tax $2,308Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.
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