The median home in Lloyd Harbor, New York is valued at $2,083,575, down 5.8% year over year. Lloyd Harbor is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$2,083,575

-5.8%

Prices falling — better for buyers.

Affordability

Enter your income for Lloyd Harbor.

Income (annual)

Down Payment

$416,715 on $2,083,575

Example: $75,000 household income. Change it above to see your own.

Out of reach218.8% of income

Need $585,943/yr to afford.

PITI$13,672

P/I218.8%

Afford$267K

Gap-$1.82M

P&I $10,536Tax $2,986Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Lloyd Harbor with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Lloyd Harbor, NY