Median home value: $319K (+8.7% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$318,555
+8.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Loch Sheldrake.
$63,711 on $318,555
Stretch — 34.2% of income
Above 28% but manageable with cuts.
PITI$2,135
P/I34.2%
Afford$261K
Gap-$57K
P&I $1,528Tax $457Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing