The median home in Lockport, New York is valued at $249,120, up 5.8% year over year. Typical monthly rent is $979, producing a price-to-rent ratio of 21.2x — well above the national average of 18x. Lockport is part of the Buffalo-Cheektowaga, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Buffalo-Cheektowaga, NY stress score, crash risk, and 12-month forecast →

Home Value$249,120

+5.8%

Rent$979/mo

AFFORDABILITY

Enter your income for Lockport.

Income (annual)

Down Payment

$49,824 on $249,120

Stretch — 28.3% of income

Above 28% but manageable with cuts.

PITI$1,767

P/I28.3%

Afford$247K

Gap-$2K

P&I $1,260Tax $357Ins $150

Renting $788/mo cheaper ($979 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Lockport with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Buffalo-Cheektowaga, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Buffalo-Cheektowaga, NY metro.

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LOCKPORT, NY