City

LOCUST VALLEY, NY

New York-Newark-Jersey City, NY-NJ-PA

The median home in Locust Valley, New York is valued at $1,175,950, up 4.7% year over year. Locust Valley is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$1,175,950
+4.7%
AFFORDABILITY

Enter your income for Locust Valley.

$235,190 on $1,175,950
Out of reach — 124.5% of income

Need $333,514/yr to afford.

PITI$7,782
P/I124.5%
Afford$264K
Gap-$912K
P&I $5,946Tax $1,686Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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