The median home in Lodi, New York is valued at $285,286, up 3.6% year over year. Lodi is part of the Seneca Falls, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Seneca Falls, NY stress score, crash risk, and 12-month forecast →

Home Value$285,286

+3.6%

AFFORDABILITY

Enter your income for Lodi.

Income (annual)

Down Payment

$57,057 on $285,286

Stretch — 32% of income

Above 28% but manageable with cuts.

PITI$2,001

P/I32%

Afford$250K

Gap-$36K

P&I $1,443Tax $409Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Lodi with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Seneca Falls, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Seneca Falls, NY metro.

View Seneca Falls, NY metro →

LODI, NY