The median home in Mc Graw, New York is valued at $163,751, up 6.3% year over year. Mc Graw is part of the Cortland, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$163,751

+6.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$32,750 on $163,751

Example: $75,000 household income. Change it above to see your own.

Affordable19.4% of income

Under the 28% guideline.

PITI$1,213

P/I19.4%

Afford$236K

Room+$72K

P&I $828Tax $235Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Mc Graw with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Cortland, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Cortland, NY metro.

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Mc Graw, NY