The median home in Mechanicville, New York is valued at $472,814, up 4.4% year over year. Mechanicville is part of the Albany-Schenectady-Troy, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$472,814

+4.4%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$94,563 on $472,814

Example: $75,000 household income. Change it above to see your own.

Out of reach51.5% of income

Need $137,957/yr to afford.

PITI$3,219

P/I51.5%

Afford$257K

Gap-$216K

P&I $2,391Tax $678Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Mechanicville with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Albany-Schenectady-Troy, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albany-Schenectady-Troy, NY metro.

View Albany-Schenectady-Troy, NY metro

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Mechanicville, NY