City

MIDDLE ISLAND, NY

New York-Newark-Jersey City, NY-NJ-PA

Median home value: $490K (+3.9% YoY). Part of New York-Newark-Jersey City, NY-NJ-PA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.

Home Value$490,062
+3.9%
AFFORDABILITY

Enter your income for Middle Island.

$98,012 on $490,062
Out of reach — 51.2% of income

Need $137,271/yr to afford.

PITI$3,203
P/I51.2%
Afford$268K
Gap-$222K
P&I $2,351Tax $702Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Middle Island Housing Market | CrashWatch