The median home in Monroe, New York is valued at $513,438, up 1.3% year over year. Typical monthly rent is $3,188, producing a price-to-rent ratio of 13.4x — below the national average of 18x. Monroe is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$513,438

+1.3%

Rent$3,188/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$102,688 on $513,438

Example: $75,000 household income. Change it above to see your own.

Out of reach55.7% of income

Need $149,229/yr to afford.

PITI$3,482

P/I55.7%

Afford$258K

Gap-$255K

P&I $2,596Tax $736Ins $150

Renting $294/mo cheaper ($3,188 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Monroe with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Poughkeepsie-Newburgh-Middletown, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.

View Poughkeepsie-Newburgh-Middletown, NY metro

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Monroe, NY