The median home in Monroe, New York is valued at $513,438, up 1.3% year over year. Typical monthly rent is $3,188, producing a price-to-rent ratio of 13.4x — below the national average of 18x. Monroe is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Poughkeepsie-Newburgh-Middletown, NY stress score, crash risk, and 12-month forecast →

Home Value$513,438

+1.3%

Rent$3,188/mo

AFFORDABILITY

Enter your income for Monroe.

Income (annual)

Down Payment

$102,688 on $513,438

Out of reach — 55.7% of income

Need $149,229/yr to afford.

PITI$3,482

P/I55.7%

Afford$258K

Gap-$255K

P&I $2,596Tax $736Ins $150

Renting $294/mo cheaper ($3,188 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Monroe with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Poughkeepsie-Newburgh-Middletown, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.

View Poughkeepsie-Newburgh-Middletown, NY metro →

MONROE, NY