The median home in Montauk, New York is valued at $1,936,853, up 2.1% year over year. Typical monthly rent is $33,375, producing a price-to-rent ratio of 4.8x — below the national average of 18x. Montauk is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,936,853

+2.1%

Rent$33,375/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Montauk.

Income (annual)

Down Payment

$387,371 on $1,936,853

Example: $75,000 household income. Change it above to see your own.

Out of reach203.5% of income

Need $545,143/yr to afford.

PITI$12,720

P/I203.5%

Afford$266K

Gap-$1.67M

P&I $9,794Tax $2,776Ins $150

Buying $20,655/mo cheaper ($33,375 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Montauk with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Montauk, NY