Median home value: $1937K (+2.1% YoY). Rent: $33,375/mo. Price-to-rent: 4.8x. Part of New York-Newark-Jersey City, NY-NJ-PA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, New York-Newark-Jersey City, NY-NJ-PA metro page.
Home Value$1,936,853
+2.1%
Rent$33,375/mo
AFFORDABILITYBuying $21,159/mo cheaper ($33,375 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Montauk.
$387,371 on $1,936,853
Out of reach — 195.5% of income
Need $523,543/yr to afford.
PITI$12,216
P/I195.5%
Afford$277K
Gap-$1659K
P&I $9,290Tax $2,776Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing