The median home in Montauk, New York is valued at $1,936,853, up 2.1% year over year. Typical monthly rent is $33,375, producing a price-to-rent ratio of 4.8x — below the national average of 18x. Montauk is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,936,853
+2.1%
Rent$33,375/mo
AFFORDABILITYBuying $20,655/mo cheaper ($33,375 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Montauk.
$387,371 on $1,936,853
Out of reach — 203.5% of income
Need $545,143/yr to afford.
PITI$12,720
P/I203.5%
Afford$266K
Gap-$1670K
P&I $9,794Tax $2,776Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full New York-Newark-Jersey City, NY-NJ-PA analysis
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