The median home in Montgomery, New York is valued at $479,901, up 5.0% year over year. Montgomery is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Poughkeepsie-Newburgh-Middletown, NY stress score, crash risk, and 12-month forecast →
Home Value$479,901
+5.0%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Montgomery.
$95,980 on $479,901
Out of reach — 52.2% of income
Need $139,886/yr to afford.
PITI$3,264
P/I52.2%
Afford$257K
Gap-$223K
P&I $2,427Tax $688Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Poughkeepsie-Newburgh-Middletown, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.
View Poughkeepsie-Newburgh-Middletown, NY metro →