Median home value: $270K (+0.7% YoY). Rent: $1,650/mo. Price-to-rent: 13.6x.
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Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$269,818
+0.7%
Rent$1,650/mo
AFFORDABILITYRenting $181/mo cheaper ($1,650 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Monticello.
$53,964 on $269,818
Stretch — 29.3% of income
Above 28% but manageable with cuts.
PITI$1,831
P/I29.3%
Afford$258K
Gap-$12K
P&I $1,294Tax $387Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing