The median home in Mount Vernon, New York is valued at $561,157, up 1.7% year over year. Typical monthly rent is $2,844, producing a price-to-rent ratio of 16.4x — near the national average of 18x. Mount Vernon is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$561,157

+1.7%

Rent$2,844/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Mount Vernon.

Income (annual)

Down Payment

$112,231 on $561,157

Example: $75,000 household income. Change it above to see your own.

Out of reach60.7% of income

Need $162,514/yr to afford.

PITI$3,792

P/I60.7%

Afford$259K

Gap-$302K

P&I $2,838Tax $804Ins $150

Renting $948/mo cheaper ($2,844 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Mount Vernon with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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Mount Vernon, NY